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Windows 10 End of Life: What IT Leaders Must Prioritize Before October 2025

Written by Logically | Sep 30, 2025 9:00:53 PM

As October 14, 2025 draws near, Windows 10 support will officially end—and that date marks more than just a milestone. For IT leaders, it's the deadline for security, compliance, and operational risk. Based on our recent Logically Uncovered webinar panel with Alex Burton, Microsoft Partnership Manager, Jake Tarrant, Manager, Incident Response, and Eric Porto, Virtual Chief Information Officer, here’s what you need to know and do now to protect your organization. 

RELATED: Logically Uncovered Webinar Series: Navigating Windows 10 EOL and Server Upgrades Before Budget Season

What End of Life Really Means

“Windows 10 reaches its end of support … in October, 2025,” Alex Burton reminded us, underscoring urgency.

After the end-of-support date, Microsoft will stop providing security updates, patches for vulnerabilities, and technical support. Enterprises operating on Windows 10 past that date must either enroll in Extended Security Updates (ESU) programs, or face growing risk on every endpoint. As Jake Tarrant put it, “What this deadline really means from security and compliance risks to hardware limitations, hidden costs and prioritization strategies…”  

On the ground, Windows 10 still holds a major share of desktop usage. As of December 2024, the U.S. desktop market share for Windows 10 was approximately 62.7%, with Windows 11 at around 34.2%. (StatCounter, December 2024) For organizations, that means millions of machines are in scope for upgrade or mitigation. 

 

Stopgap Measures Aren’t a Strategy

If you can’t fully replace or upgrade your environment before October, there are temporary mitigations. Jake emphasized the role of Endpoint Detection & Response (EDR) and Managed Detection & Response (MDR) platforms: “These EDR platforms will continue to support Windows 10 for a couple of years after.”

Other interim steps include limiting internet connectivity for certain endpoints, removing unnecessary network exposure (like air-gapping non-critical devices), and staying current on third-party patches and vendor updates. Eric Porto noted, “Be vigilant about third party patching … just because Microsoft’s not going to be putting out new patches doesn’t mean some of these other companies won’t.”

Another option is Microsoft’s Extended Security Updates. While ESUs cover critical vulnerabilities and can serve as a temporary buffer, they add per-device cost and leave Microsoft to determine which issues qualify as “critical.” Most severe exploits are typically patched through ESUs, but this approach is best viewed as a short-term safeguard, not a sustainable path forward.

Stopgaps buy time—and that time should be used wisely. They are not substitutes for a strategic upgrade plan.

Hardware Challenges to Expect 

Hardware compatibility is one of your biggest hurdles. TPM 2.0, modern CPUs, and baseline RAM (16 GB for many office users) are needed to run Windows 11 smoothly, especially in remote or hybrid environments. As one panelist observed, “We’re really starting to see that 16 gigs of RAM starts to be the minimum for a functioning PC for a remote office worker.”  

Many organizations are already estimating that 30-50% of their Windows 10 devices will not be eligible for in-place upgrades and will need full replacement. Beyond eligibility, factors like CPU ordering lead time, budget approval, and hardware lifecycle must be baked into your planning now. 

Hidden Costs of Delaying 

Declining to act doesn’t just delay a project—it accrues costs across multiple dimensions: 

  • Cyber insurance risk: Many carriers are increasingly scrutinizing whether clients have unsupported OS running. Some policies will be denied or premiums raised. For example, when an organization admitted having outdated systems, premiums escalated significantly.  
  • Vendor and application support: Line-of-business apps may lose official support or require unsupported workaround fixes, often at additional cost. 
  • Regulatory exposure: Regulations like PCI-DSS, CMMC, and HIPAA expect up-to-date systems. Running an OS past support could be viewed as negligence under audit. As Eric noted, “Any regulators … after some security incident would not view having end of life software favorably on the network.”  
  • Downtime & incident costs: Waiting can lead to higher costs when things break—or when a breach occurs and proves the root cause was an unsupported OS. Replacing hardware at the last minute is always more expensive. 

From the market data side, consider the cyber insurance premium climate: in the U.S., direct written premiums for cyber insurance policies reached $9.84 billion in 2023, reflecting growing exposure and risk across industries. (NAIC Cyber Report, 2024) It’s a signal: insurers are paying attention to risk posture, including outdated software risk. (StatCounter, Marsh) 

 

Prioritization Framework for Upgrades 

How should you decide what to upgrade first? Our panel offered a framework based on risk, usability, and impact: 

  1. Critical systems first: Functions like finance, HR, legal—where sensitive data lives—should be priority one. 
  2. Public-facing & mobile devices: Laptops, field devices, and devices in travel or mobile settings tend to have higher exposure and should be upgraded sooner. 
  3. Early adopters / power users: Upgrading tech-savvy users first builds internal momentum. They help identify incompatibilities and “day-one” friction points. 
  4. Pilot approach (“crawl, walk, run”): Begin with limited pilots to test compatibilities, vendor support, management infrastructure, then expand by department. 
  5. Hardware baseline adjustments: If you buy new machines, invest upfront in the CPU. RAM and storage are easier upgrades later; CPU bottlenecks are more expensive and disruptive downstream. 

More About Extended Security Updates: A Safety Net Only 

The ESU program from Microsoft provides extra time—but it comes with trade-offs. ESUs cover only critical and high severity vulnerabilities, not OS enhancements or feature updates. Prices increase year over year. Jake noted the structure: “$30 the first year, $60 the second year, $120 the third year … it doubles in price every year.”  

But there’s more: many cyber insurance providers don’t accept ESU-only configurations as compliant. As Alex said, “Cybersecurity insurance providers will not recognize the ESU program as a viable alternative to upgrading to Windows 11.” For most user workstations, ESU should be seen for what it is: a temporary bridge, not a long-term destination. 

Compliance and Regulatory Pressures 

Regulators and auditors will increasingly expect organizations to show they have a plan for OS transition: 

  • CMMC explicitly requires supported OS baselines and patching. 
  • PCI-DSS mandates up-to-date software; unsupported systems can fail audits. 
  • HIPAA and others often use language like “reasonably current software”—OS that is clearly past support may violate those expectations in the event of an incident. 
  • Some regulators treat outdated OS vulnerabilities as negligence, which can lead to fines, penalties, or denial of contracts. 

As Alex observed, “Running unsupported systems … these technical events don’t become a major business risk,” but only if leadership treats them as such.  

What Data Tells Us Now 

  • In December 2024, U.S. Windows 10 desktop usage was at 62.7%, even as Windows 11 was being pushed. (StatCounter, December 2024) 
  • Globally, in August 2025, Windows 10 held about 45.5% of desktop market share, still narrowly behind Windows 11 in many regions. (StatCounter Global Stats, August 2025) 
  • Cyber insurance direct written premiums in the U.S. rose significantly in recent years—reaching nearly $10 billion in 2023—as risk exposure climbed. (NAIC, 2024) 

These figures illustrate two things: the scale of the problem and the window for action. 

Strategic Next Steps 

So what should you be doing if you’re responsible for getting ahead of this? 

  • Map your environment now: Inventory every device running Windows 10. Ask, “Where is sensitive data stored and accessed?” 
  • Assess compatibility: Test for hardware constraints (CPU, TPM, RAM) early so you know what needs replacement. 
  • Budget & procurement planning: Get ahead of long lead times, budgeting cycles—hardware refresh takes time. 
  • Leadership buy-in: Treat this as a business risk—not just a technical project. Frame it in terms of cost, liability, reputation. 
  • Partner with experts: Vendors, security partners, MSPs like Logically can help you build a roadmap that balances risk, cost, and time. 

The Bottom Line

The Windows 10 end-of-support deadline is coming fast. Letting it slip by unaddressed will cost more—in security risk, compliance risk, downtime, and insurance exposure—than acting now. Don’t enter 2026 with blind spots. Start planning, start upgrading, and treat this not as “another IT project,” but as a core business imperative. 

RELATED: Logically Uncovered Webinar Series: Navigating Windows 10 EOL and Server Upgrades Before Budget Season